{"id":12599,"date":"2025-10-26T13:08:00","date_gmt":"2025-10-26T13:08:00","guid":{"rendered":"https:\/\/www.canalmeteo.tv\/?p=12599"},"modified":"2025-10-26T02:23:48","modified_gmt":"2025-10-26T02:23:48","slug":"the-importance-of-hurricane-insurance","status":"publish","type":"post","link":"https:\/\/www.canalmeteo.tv\/wp\/en\/podcast\/la-importancia-de-los-seguros-para-huracanes\/","title":{"rendered":"The importance of hurricane insurance"},"content":{"rendered":"<p>In this episode of&nbsp;<strong>Atmospheric Turbulence<\/strong>, I invite you to take off with me on a different flight: one where foresight and responsibility are as important as weather forecasts. I always say:&nbsp;<strong>not everything depends on the hurricane, it also depends on what you do before it.<\/strong>. Preparing yourself with the right information - and the right insurance - can make the difference between recovering or losing everything.<\/p>\n\n\n\n<figure class=\"wp-block-gallery has-nested-images columns-default is-cropped wp-block-gallery-1 is-layout-flex wp-block-gallery-is-layout-flex\">\n<figure class=\"wp-block-image size-large\"><img fetchpriority=\"high\" decoding=\"async\" width=\"1724\" height=\"978\" data-id=\"12607\" src=\"https:\/\/www.canalmeteo.tv\/wp-content\/uploads\/2025\/10\/Captura-de-pantalla-2025-10-25-a-les-21.13.54-2.png\" alt=\"The cities that flood the most\" class=\"wp-image-12607\" srcset=\"https:\/\/www.canalmeteo.tv\/wp\/wp-content\/uploads\/2025\/10\/Captura-de-pantalla-2025-10-25-a-les-21.13.54-2.png 1724w, https:\/\/www.canalmeteo.tv\/wp\/wp-content\/uploads\/2025\/10\/Captura-de-pantalla-2025-10-25-a-les-21.13.54-2-300x170.png 300w\" sizes=\"(max-width: 1724px) 100vw, 1724px\" \/><figcaption class=\"wp-element-caption\">The cities that flood the most<\/figcaption><\/figure>\n<\/figure>\n\n\n\n<p>Accompanied by my friend and colleague, the meteorologist and oceanographer&nbsp;<strong>Eduardo Rodriguez<\/strong>, In this issue, we explore a topic that is rarely talked about in the media: the world of the&nbsp;<strong>hurricane insurance<\/strong>. Eduardo explains very clearly why the&nbsp;<strong>hurricane insurance and flood insurance are not the same thing<\/strong>, and how many people believe they are covered when in reality they only have half the protection. We also look at costs, deductibles and how insurers determine risk on a county-by-county or coastal region basis.<\/p>\n\n\n\n<p>Later on, we shared data that shocked me personally: only a few years ago, the&nbsp;<strong>4 % of households in vulnerable areas<\/strong>&nbsp;have flood insurance, and in Houston, just&nbsp;<strong>15 %<\/strong>. We discussed why many families choose not to insure themselves, and how major disasters such as&nbsp;<strong>Andrew<\/strong>&nbsp;o&nbsp;<strong>Harvey<\/strong>&nbsp;changed mindsets and policies across the United States.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" width=\"1024\" height=\"575\" src=\"https:\/\/www.canalmeteo.tv\/wp-content\/uploads\/2025\/10\/Captura-de-pantalla-2025-10-25-a-les-21.14.07-1-1024x575.png\" alt=\"The importance of having insurance\" class=\"wp-image-12606\" srcset=\"https:\/\/www.canalmeteo.tv\/wp\/wp-content\/uploads\/2025\/10\/Captura-de-pantalla-2025-10-25-a-les-21.14.07-1-1024x575.png 1024w, https:\/\/www.canalmeteo.tv\/wp\/wp-content\/uploads\/2025\/10\/Captura-de-pantalla-2025-10-25-a-les-21.14.07-1-300x168.png 300w, https:\/\/www.canalmeteo.tv\/wp\/wp-content\/uploads\/2025\/10\/Captura-de-pantalla-2025-10-25-a-les-21.14.07-1-768x431.png 768w, https:\/\/www.canalmeteo.tv\/wp\/wp-content\/uploads\/2025\/10\/Captura-de-pantalla-2025-10-25-a-les-21.14.07-1.png 1720w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><figcaption class=\"wp-element-caption\">The importance of having insurance <\/figcaption><\/figure>\n\n\n\n<p>In the second part&nbsp;<strong>Yuri<\/strong>, The insurance expert, to broaden the conversation beyond the material. With her, we talked about how insurance also protects the&nbsp;<strong>physical, emotional and financial health<\/strong>&nbsp;during and after a hurricane. Yuri explains what&nbsp;<strong>supplementary insurance<\/strong>&nbsp;-and how they can help you if you lose income, suffer an injury or if your family faces a difficult situation.<\/p>\n\n\n\n<figure class=\"wp-block-gallery has-nested-images columns-default is-cropped wp-block-gallery-2 is-layout-flex wp-block-gallery-is-layout-flex\">\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" width=\"1730\" height=\"960\" data-id=\"12609\" src=\"https:\/\/www.canalmeteo.tv\/wp-content\/uploads\/2025\/10\/Captura-de-pantalla-2025-10-25-a-les-21.16.12-3.png\" alt=\"Flood risk\" class=\"wp-image-12609\" srcset=\"https:\/\/www.canalmeteo.tv\/wp\/wp-content\/uploads\/2025\/10\/Captura-de-pantalla-2025-10-25-a-les-21.16.12-3.png 1730w, https:\/\/www.canalmeteo.tv\/wp\/wp-content\/uploads\/2025\/10\/Captura-de-pantalla-2025-10-25-a-les-21.16.12-3-300x166.png 300w\" sizes=\"(max-width: 1730px) 100vw, 1730px\" \/><figcaption class=\"wp-element-caption\">Flood risk<\/figcaption><\/figure>\n<\/figure>\n\n\n\n<p>I close the episode with some very practical advice:&nbsp;<strong>keep digital and physical copies of your policies<\/strong>, Keep your documents in the cloud or with someone you trust, and remember that the&nbsp;<strong>resilience does not only depend on the walls of your home.<\/strong>, but also your financial decisions.<\/p>\n\n\n\n<p>Because in the end,&nbsp;<strong>insurance is not an expense, it is an investment in peace of mind, security and future.<\/strong><\/p>\n\n\n\n<p>- In this chapter you will find<\/p>\n\n\n\n<p>And you can see the rest <a href=\"https:\/\/www.canalmeteo.tv\/wp\/en\/podcast\/\" title=\"\">here<\/a>. <\/p>\n\n\n\n<p><\/p>","protected":false},"excerpt":{"rendered":"<p>Flood insurance is very important and must be taken out well before the hurricane arrives. <\/p>","protected":false},"author":1,"featured_media":12607,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[95],"tags":[99,57],"class_list":["post-12599","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-podcast","tag-albert-martinez","tag-huracan"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.canalmeteo.tv\/wp\/en\/wp-json\/wp\/v2\/posts\/12599","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.canalmeteo.tv\/wp\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.canalmeteo.tv\/wp\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.canalmeteo.tv\/wp\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.canalmeteo.tv\/wp\/en\/wp-json\/wp\/v2\/comments?post=12599"}],"version-history":[{"count":1,"href":"https:\/\/www.canalmeteo.tv\/wp\/en\/wp-json\/wp\/v2\/posts\/12599\/revisions"}],"predecessor-version":[{"id":12610,"href":"https:\/\/www.canalmeteo.tv\/wp\/en\/wp-json\/wp\/v2\/posts\/12599\/revisions\/12610"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.canalmeteo.tv\/wp\/en\/wp-json\/wp\/v2\/media\/12607"}],"wp:attachment":[{"href":"https:\/\/www.canalmeteo.tv\/wp\/en\/wp-json\/wp\/v2\/media?parent=12599"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.canalmeteo.tv\/wp\/en\/wp-json\/wp\/v2\/categories?post=12599"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.canalmeteo.tv\/wp\/en\/wp-json\/wp\/v2\/tags?post=12599"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}